Terms of Use of the Website

Before starting to use website www.integrum.lv, hereinafter – the Website, please carefully read the terms of use of this Website, hereinafter – the Terms of Use.

Starting to use the Website, you agree with the Terms of Use.

The purpose of creating and maintaining this Website is to inform the users of the Website about the operation of, services and products offered by Integrum Asset Management IPAS, unified registration number: 40003814724, hereinafter – the Company, as well as the terms of use of those.

  1. The nature of the information provided on the Website

The information provided on the Website, regardless of its contents or form (analytical articles, market reviews, press releases, tariffs, rates, prices, transaction terms and conditions, analytical images, functional solutions, graphic images etc.) have purely informative nature, unless it is specified otherwise, for example in case of investment plan prospectus. The Company is entitled to amend, delete or change the information provided on the Website at any time without prior warning.

The Company does not guarantee that the information provided on the Website is always precise and complete, except the information published in accordance with the requirements of the regulatory enactments of the Republic of Latvia or arising from the contractual obligations.

The information provided on the Website does not contain a call to action or recommendation and should not be viewed as an offer to conclude any kinds of transactions about use of the products and services indicated on the Website, it should not be viewed as consultation or a formal offer, as well as it does not constitute obligations neither to the information provider, nor to the Website user.

The Company does not guarantee availability of the services and/or products mentioned on the Website.

The information provided on the Website, from our perspective, is obtained from reliable sources, however that does not exclude each individual’s duty to independently assess the information provided on the Website and its usefulness.

The users of the Website can use the presented functional solutions of the Website (e.g. pension amount calculator). The said functional solutions operate on the basis of up-to-date information and are of informative nature. The Company does not bear responsibility for technical errors that may occur in the course of using the functional solutions, and for the consequences of such errors. The use of these functional solutions under no conditions causes any obligations or duties for the Company to provide such services.

  1. Liability

The Company does not bear responsibility for the losses that may occur in the result of using the Website or information provided therein, or due to unavailability of the product or service offered by the Website, or the Website, or a part of it for any reasons, or due to interrupted or suspended operation of the Website.

Taking into account that the content of the Website is of purely informative nature, the Company and the related companies do not bear any responsibility for the losses or any consequences that may be incurred in the result of use of the materials provided on the Website.

  1. Links to other websites

The Website may contain links to third party websites. The Company does not bear responsibility for the content of third part websites and services offered therein, as well as for the losses or damage caused in the result of visiting those websites through using links in the text of the Website.

  1. Intellectual property rights

The Website is the property of the Company. The Company owns all of the intellectual property rights, including copyright, trade marks and other property rights in relation to the Website or information provided therein, unless it is explicitly specified that such rights are owned by other persons. Without a proper consent of the owner of the intellectual property provided in writing multiplication, distribution, transformation, supplementing or reproducing of the content of the Website and information provided therein is prohibited. It is prohibited to use the Website and information provided therein in any other ways than for personal use for informative purposes.

When quoting any information provided on the Website it is mandatory to indicate a reference to the owner of copyright.

The use of trade marks and logos available on the Website is allowed only upon advance consent of the Company obtained in writing.

  1. Applicable regulatory enactments

The operation of this Website is regulated and these Terms of Use are subject to the regulatory enactments of the Republic of Latvia. All disputes arising in relation to the use of this Website or regarding these Terms of Use shall be resolved in accordance with the regulatory enactments of the Republic of Latvia.

 

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